Have you heard of Aflac? I had not until I started my most recent job where we use Aflac. A few of the employees were talking about it and I became interested in learning more about it.
Aflac is a company that gives you insurance for health care. They currently have 50 million customers. You pay a certain amount of money into it and then if you have a health issue such as a hospital stay, you can get money back to help pay for your medical bills. Since health care is very expensive, this is a great option.
It is designed to supplement major medical plans and help with unexpected costs for serious illness, injury or loss. They usually provide a good amount of cash that can then be used to help you pay for your rent, gas, groceries, etc. It is supposed to allow you to focus on recovery instead of worrying about finances.
I personally have not used Aflac but those at my work that do, swear by it. When a nurse at my job's daughter had to stay in the hospital, she was provided money to help pay for the expenses. They have different kinds of insurance policies which cover hospital intensive care, accident, dental, life, vision and cancer policies.
I think that it is very important to look into your different insurance options before making a decision. Since health care can be so expensive, getting adequate coverage is necessary. Currently, I am on my dad's plan since I am under the age of 26. When my daughter was born 1 week ago, we looked into the different options for getting her on insurance. We chose for her to go on my husband's plan and for me to continue on my dad's plan for now.
For more information on open enrollement, see the Aflac WorkForces Report site.
I was selected for this opportunity as a member of Clever Girls Collective and the content and opinions expressed here are all my own.